How Does it Work?

Habitat for Humanity is a hand-up, not a hand-out. We work as a partnership between volunteers, donors, homeowners and the community.

The most important people associated with Ashe County Habitat for Humanity are the families who live in the homes we build.

These homes are sold , not given away, to approved homeowner applicants. Homeowners pay
no-profit, no-interest monthly mortgage payments toward the full ownership of their homes. Moving into and owning a Habitat home improves the quality of life for its residents, not only in their physical surroundings, but also by instilling a sense of pride and responsibility which comes with home ownership.

How do we do it?

Ashe County Habitat for Humanity uses donations of money and materials as well as volunteer labor and “sweat equity” done by applicants to build homes. Houses are sold to low income residents through a no-profit, no-interest mortgage that is paid by the homeowner in monthly payments.